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      <image:title>Resource Center - Podcast Feature: Scaling from Single-Family to Multifamily with Luis Frias - Make it stand out</image:title>
      <image:caption>Listen to the full episode: Link to YouTube Looking to learn more? LinkedIn: Luis Frias Facebook: Luis Frias Get the Investor Playbook</image:caption>
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      <image:title>Resource Center - Podcast Feature: From Real Estate Agent to Multifamily Investor with Luis Frias - Make it stand out</image:title>
      <image:caption>Listen to the full episode: Link to Spotify Link to Homebase</image:caption>
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      <image:title>Home</image:title>
      <image:caption>People dining and socializing along a canal with a small boat, surrounded by festive string lights and decorations, in an urban setting during the evening.</image:caption>
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      <image:title>Home</image:title>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Highland Apartments</image:caption>
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    <loc>https://www.caltexcapitalgroup.com/meet-the-team</loc>
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    <lastmod>2026-03-23</lastmod>
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      <image:title>Meet the Team - Luis Frias, CAM</image:title>
      <image:caption>Founder &amp; Principal 2025 San Antonio Apartment Association Independent Rental Owner of the Year 2026 San Antonio Apartment Association Education Committee Chair Luis Frias leads CalTex Capital Group with a disciplined, investor-first approach that has delivered strong performance across $184M+ in assets and 900+ units throughout the Texas Triangle. Since earning his real estate license in 2015, Luis has evolved from brokering multifamily sales to becoming a recognized leader in multifamily operations. His transition from broker to owner-operator was driven by a clear vision: to create investment opportunities that prioritize transparency, operational excellence, and long-term value creation. Award-Winning Leadership Luis's commitment to excellence and industry leadership has been recognized through multiple awards, including being named the San Antonio Apartment Association's Independent Rental Owner of the Year for 2025. He currently serves as the 2026 Chair of the San Antonio Apartment Association's Education Committee, where he helps shape industry standards and professional development across the San Antonio multifamily market.</image:caption>
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      <image:title>Meet the Team - About CalTex Capital Group</image:title>
      <image:caption>We specialize in multifamily real estate investments, offering tax-advantaged diversification and above-market returns with reduced volatility. With over 20 years of experience, we handle every aspect of asset management, providing steady cash flow and growth without the hassle of property management. Our data-driven approach and operational expertise ensure attractive, risk-adjusted returns for our passive investor partners. Let CalTex be your trusted partner in building wealth and achieving financial security.</image:caption>
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      <image:title>Meet the Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.caltexcapitalgroup.com/investor-network</loc>
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      <image:title>Investor Network - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60709b2a10b93c17395e722f/583d1566-cc28-47c1-82e4-f942fe9acd34/Screen+Shot+2024-01-04+at+6.12.51+PM.jpg</image:loc>
      <image:title>Investor Network</image:title>
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      <image:title>Investor Network</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/60709b2a10b93c17395e722f/b905602b-60f0-4b92-95d2-246bc0f7e1d7/CalTex+12.25.png</image:loc>
      <image:title>Investor Network</image:title>
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    <lastmod>2026-01-11</lastmod>
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      <image:title>Why Invest?</image:title>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694583486-2PQT0LQ193RL7MCB6DX4/20140228_Trade+151_0046.jpg</image:loc>
      <image:title>Why Invest?</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5ec321c2af33de48734cc929/1607694644871-IC85FNH781UNZSZEGHDR/Aro+Ha_0428.jpg</image:loc>
      <image:title>Why Invest?</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60709b2a10b93c17395e722f/9dca0ddf-76fe-4a6b-91de-fb6e0f7e29ea/Untitled+design.png</image:loc>
      <image:title>Why Invest?</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60709b2a10b93c17395e722f/1672082265369-IIQN00TSYJ2GOR99J024/unsplash-image-G3tAvMnUXWY.jpg</image:loc>
      <image:title>Why Invest? - Why Multifamily? The Asset Class That Built America's Greatest Fortunes—And How You Can Benefit</image:title>
      <image:caption>Investing isn’t just about growing wealth—it’s about achieving your “why,” whether that’s financial freedom, leaving a legacy, or creating family stability. Multifamily real estate is a proven, reliable tool to help you get there. Why Multifamily Real Estate? Reliability: Multifamily properties perform consistently, even in uncertain times. Steady Income: Multiple tenants create diversified, dependable cash flow. Scalable Growth: Leverage economies of scale for greater profitability. Tax Benefits: Enjoy advantages like depreciation, cost segregation, and 1031 exchanges. How CalTex Helps You Succeed Thorough Analysis: Every offering meets strict underwriting standards. Informed Decisions: We provide detailed due diligence for confidence in your investments. Flexible Options: Invest using savings, IRAs, 401Ks, or 1031 exchanges with our guidance. At CalTex, investing isn’t just about returns—it’s about using multifamily real estate to achieve your financial goals. Let us help you turn your “why” into reality.</image:caption>
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    </image:image>
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      <image:title>Why Invest? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.caltexcapitalgroup.com/our-process</loc>
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    <lastmod>2026-01-11</lastmod>
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      <image:title>Our Process - Acquisition &amp; Repositioning Process</image:title>
      <image:caption>Acquisition Phase Underwriting Negotiation Obtain Financing Due Diligence Phase Financial Physical Legal Take Over Phase Transferring over Existing Asset Information and Documentation Bring on Qualified Property Management Company to Manage and Operate Asset Ensure Staff Training from Property Management is Excellent ensuring Operations run smoothly Rebrand Property through New Signage, New Website, and All Other Marketing Repositioning Phase Address any and all Deferred Maintenance to Asset Begin Value Add Enhancements being Exterior of the property first, Amenities, and Common Areas, Renovate / Update Interior focusing on Vacant First then as Units Turn Fill Vacant Units at Market Rent Raise Remaining Tenants to Market Rent</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/60709b2a10b93c17395e722f/de8128a3-8197-47d4-8bd3-cb4dfae4aa6a/River+Walk.jpeg</image:loc>
      <image:title>Our Process - At our core, we employ a strategic approach centered around acquiring underperforming assets with immense potential. Through our meticulous management and implementation of exterior and interior enhancements, we not only drive the appreciation of the investment but also generate favorable cash flow throughout our holding period. With a well-executed strategy, we aim to maximize profits at the time of resale, typically within three to five years, culminating in a substantial return on investment.</image:title>
      <image:caption>CalTex is Looking to Acquire:  Multifamily Value Add Properties Markets: Texas Triangle - Dallas/Fort Worth, Austin, San Antonio, and Houston Class A and B Vintage: 1990s or Newer Unit Count: 150+ Units Brokers Protected</image:caption>
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      <image:title>Our Process - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.caltexcapitalgroup.com/ebook</loc>
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    <lastmod>2025-01-21</lastmod>
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    <lastmod>2026-03-23</lastmod>
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    <lastmod>2026-01-11</lastmod>
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    <lastmod>2024-01-05</lastmod>
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      <image:title>Portfolio - Devine Place Apartments</image:title>
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      <image:title>Portfolio - Devine Place Apartments</image:title>
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